Yes, the Wise Multi Currency card can be used in India and it offers the best exchange rate on the market and no international transaction fees. All other prepaid currency cards in Australia do not offer Indian rupee including Australia Post, Travelex, Travel Money Oz, Commonwealth bank, Westpac and Qantas.
No you shouldn’t get Indian rupee before travelling to India, as non-residents are not allowed to bring or take Indian rupee in or out of India. It is considered a ‘closed currency’. Indian residents are allowed to bring in 25,000 Indian rupee into India, which is approximately $450.
The best way to take holiday money to India is through a Wise Multi Currency card, which offers the best exchange rate for Indian rupee, a Citibank Plus Everyday or HSBC Global card for ATM withdrawals and the BankWest Platinum Breeze or ING One Low Rate cards for credit purchases.
No, you open a Westpac or ANZ account before you leave for Fiji to use their ATMs because you are still charged 3% of the Australian dollar value as an ‘international transaction fee’. The maximum you can withdraw within 24hrs is $1000 Fijian dollars, so you will pay $20 Australian dollars to access the cash.
As a general rule it is best not to drink water straight from the tap in Fiji to avoid water borne diseases, this includes brushing your teeth with bottled water. Even though officially, in Nadi and Suva and mainland resorts are the safest to drink, it’s best not to have your holiday ruined by avoidable sickness.
Mastercard, Visa and American Express are all accepted as credit cards in Fiji. To avoid the 3-10% international transaction fee on a lot of credit cards, find the best credit cards to take overseas, including Fiji.
Like all reputable money exchanges, we are registered with AUSTRAC and regulated by the Australian Securities and Investment Commission (ASIC).
S Money complies with the relevant laws pertaining to privacy, anti-money laundering and counter-terrorism finance. This means you are required to provide I.D. when you place an order. It also means the order must be paid for by the same person ordering the currency and you must show your identification again when receiving your order.
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