A travel money card is a good compliment to cash in China and we highly recommend taking both to China. Many times a card will not work in China or they don’t accept cards so it is good to take cash. Other times it is too unwieldy to take the amount of cash required to pay for things like hotel accommodation, so a travel money card is better.
The best travel cards to use in China are the Wise Multi Currency card, which offers the best exchange rate for Chinese Yuan Renminbi, a HSBC Global, Citibank Plus or Commonwealth Travel Money Card for ATM withdrawals and the BankWest Platinum Breeze card for credit purchases. All of these cards do not charge an international transaction fee of 3%.
As a general rule, working out how much spending money will you need in New Zealand depends on where you go and your type of travel. If you travel on a budget it can cost $60 – $100 a day. If you travel in the middle range throughout New Zealand it can cost $100 – $300 per day. Finally if you travel with luxury throughout New Zealand it can cost anywhere from $400 per day.
Yes credit cards are widely accepted in New Zealand, the most popular being Mastercard and Visa. American Express is accepted but in far fewer places. They work in a similar way to Australia where you need your 4 digit pin to authorise the purchase.
No you can not use Australian dollars in New Zealand. Best to take some New Zealand Dollars in cash, a debit or prepaid card and a credit card instead of Australian dollars.
Yes it does. ANZ does not charge for ATM withdrawals but they offer very poor exchange rates for New Zealand dollars and an overseas transaction fee of 3%. If you use your ANZ debit card in New Zealand expect to pay an additional 10% for your spending.