As a general rule, working out how much money to take to the UK depends on where you go and your type of travel. If you travel on a budget to the UK it can cost from £50 a day. If you travel in the middle range throughout the UK it can cost from £120 per day. Finally if you travel with luxury throughout the UK it can cost anywhere from £200 per day.
Yes you can get prepaid cards for the UK and Wise, HSBC and Citibank offer the most competitive cards in the market. Other older style prepaid cards like Australia Post, Cash Passport, Travel Money Oz and Travelex have lots of charges like load, unload, inactivity, ATM withdrawals and initial card fees.
Yes you can if they are Mastercard or Visa. Check with you bank as you may be charged fees including the international transaction fee (3-5%), ATM withdrawal fee by the bank in the UK and an ATM withdrawal fee by your own bank (up to $5).
Yes you should buy British pounds before you travel to the UK. Having pounds on hand when you arrive at the airport will make your life a lot easier. The airport is also the most expensive place to exchange currency, so you will save a lot of money as well. Even though the UK is card friendly, having cash on hand will always be handy for small purchases, tipping and paying for transport.
The best travel card for the UK is the Wise Multi Currency card for tap or swipe large transactions like accommodation and restaurants. Wise offers the best exchange rate for British pounds globally and charges no international transaction fees. HSBC Global and Citibank Plus cards are the best for ATM withdrawals and great exchange rates for British pounds. Both these cards charge no international transaction fee and can be used within Australia without penalties. The best credit cards for the UK are the BankWest Platinum Breeze and ING One Low Rate as they have the lowest interest rates on the […]
Yes it is better to use a debit card in Europe as it is cheaper than using funds from a credit card which have an interest rate typically of 20%, they are accepted in most places for payment, they are secure and you can transfer money into the account easily overseas.