For New Zealand the best form of travel money is a mix of card and cash. The cards can include credit, debit and prepaid depending on what suits you best. The best cards have no foreign transaction fees, saving you 3% straight away. We recommend loading up your debit card or prepaid card before you leave so you are spending your money in New Zealand. Take a credit card for extra spending and a debit card like Macquarie Transaction or ING Orange to withdraw New Zealand dollars with no fees.
The best travel money cards for New Zealand are the Wise Multi Currency card, the Australia Post Travel Platinum card, the Bankwest Breeze Platinum credit card, Westpac travel money card and the Macquarie Transaction debit card as they provide good exchange rates for the New Zealand dollar have low fees associated with the cards and no international transaction fees.
You can only use Canadian dollars in Canada, you can not use Australian dollars or US dollars. The currency used in Canada is the Canadian dollar. There are 5 bank notes with different colours, they are $5, $10, $20, $50, and $100. There are 5 coins, they are 5c, 10c, 25c, 50c, $1 and $2.
A travel money card is more secure than cash because you need your pin to authorise transactions, if you lose cash you are unlikely to have it returned. If your travel money card is stolen, then you can report it lost or stolen online quickly. It is also less bulky to carry 2 or 3 cards than lots of cash.
Yes, you can use an international debit card in Canada and the best debit cards do not charge an international transaction fee of 3%. It’s best not to use the debit card you use for your grocery shopping as most debit cards in Australia will charge you an international transaction fee of 3% per transaction, a fee for ATM withdrawals and give very poor exchange rates.
Mastercard and Visa are the 2 most commonly accepted credit cards in Canada. American Express is occasionally accepted but it’s best not to rely on it as a reliable source of payment throughout Canada.
