Buy Euros for Finland Always at the Best Rate
Get your Finnish currency fast 💸
ASIC regulatedAustralian owned
ASIC regulatedAustralian owned
Compare us with other providers
See why S Money provides the best value
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- 0.6017
- 52.50 AUD
- $2,000 AUD
- Best Price
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- 0.5846
- 0.00 AUD
- $2,001 AUD
- $4 more expensive
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- 0.5839
- 0.00 AUD
- $2,004 AUD
- $7 more expensive
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- 0.5765
- 0.00 AUD
- $2,029 AUD
- $32 more expensive
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- 0.5756
- 20.00 AUD
- $2,053 AUD
- $56 more expensive
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- 0.5702
- 0.00 AUD
- $2,052 AUD
- $55 more expensive
How to buy Euros for Finland
Store Collection
Pay ahead of time
Ready in less than a week. Then pick it up when it suits you.
Available in NSW, VIC, QLD & WA
Post Office Pickup & Home Delivery
Collect at your local post office.
Have it securely delivered to your home.
Available Australia wide
More Frequently Asked Questions
You can either
- Head into one of our stores to buy or sell currency
- Order online and collect your currency at one of our store collection locations or at your local post office
- Order online and have it securely delivered to any address in Australia
Is home delivery safe?
Absolutely. We use StarTrack by Australia Post. The driver will require you to provide I.D before handing the order over. It will not be left unattended or given to anyone else.
What if I’m not home?
Your order will go to your local post office. You will be notified and can head down and collect your order when it’s convenient. Just remember to bring your I.D.
We process your order as soon as we’ve received payment and we try our best to get this to you.
Store Collection orders are available on within 1-3 business day – once we have received your payment.
Home Delivery orders usually arrive the within 2-3 business days – once we have received your payment.
You will be notified by email and text as soon as your currency is ready for collection or delivery.
We have stores in Sydney and Melbourne plus a number of collection locations across NSW, VIC, QLD and WA.
With these collection locations, you must order online and pay before you head into store.
If you don’t live in these areas, we offer safe, fast home delivery to every address in Australia.
The S Money Melbourne CBD store is located at 44 Spencer Street, Melbourne VIC 3000.
The store is right next to the Great Southern Hotel and less than 100 metres from Southern Cross Train Station.
It is open 9am to 5pm – Monday to Friday and 10am to 3:30pm on Saturday.
The S Money Sydney CBD store is located at Wharf 6, Circular Quay.
The store is on the wharf nearest to The Museum of Contemporary Art at The Rocks.
It is open 9am to 5pm – Monday to Friday.
You can sell us your foreign currency at our Melbourne or Sydney store.
In-Store
If you walk in-store, you can pay in cash.
Alternatively if you would like to lock in the rate and the stock, you can place an order online by selecting “Go In-Store” and “Bank Transfer”
Online orders
For store collection and home delivery orders, you will receive an email with instructions on how to pay.
Most customers pay us by an internet banking transfer.
Payments must be made from an account in your name and not from a business account.
We don’t have a minimum order amount.
For Home delivery or Post Office Collection orders, you can order up to $6,000 AUD in one order, and up to $9,500 AUD per day.
For Store Pick orders, you can order up to $20,000 AUD in one order.
Yes! For popular currencies, click Request Denominations when getting a quote.
Please note – denominations requests are not available on all currencies and are not guaranteed. We do our very best to provide the mix of notes you want but it really depends on what stock we have at the time.
These requests are performed on a best efforts basis.
Our fees depend on the currency and amount you order.
We aim to be upfront and transparent about what we charge and what it’s for.
Unlike other businesses we don’t try to hide this charge in the exchange rate. All orders will incur a service fee. This covers the cost of buying the currency and GST, along with a small profit.
Fees and Charges
![](https://www.smoney.com.au/wp-content/uploads/2020/01/pay-id.png?x67167)
Service Fee
The Service Fee depends on the currency and amount you order.
![delivery](https://www.smoney.com.au/wp-content/uploads/2020/01/delivery-e1620024499281.png?x67167)
Delivery
$19 fee for Post Office collection. $28 flat fee for delivery to your door.
![](https://www.smoney.com.au/wp-content/uploads/2020/01/bank-transfer.png?x67167)
Express Pickup
In-store transactions are subject to a $9 fee.
Buying Finnish Euros in Australia
Where is the best place to buy euros?
If you like the reassurance of having the Euros for Finland readily available from the moment you step off the plane, you have three options to pick up the cash before you go:
- Buy the currency online and either collect it in-store or have it delivered to you.
- Collect from a currency exchange store.
- Most expensively, buy the currency at the airport.
Online money changers like S Money are often an easy and cheap way to buy Finnish euros but it may not necessary be as quick as walking into a store. Companies like Travelex also offer a foreign exchange service online but it takes between two and five business days before the currency is ready for pick-up or delivery so you need to be organised!
Alternatively, buying currency in-store can be a good option but it all depends on where you go. The money changers in the centre of the main cities like Sydney or Melbourne tend to be more competitive than smaller stores in the suburbs.
Only change money at the airport as a last resort. The exchange rates and fees at Australian airports are among the worst in the world so avoid it at all costs if you want to get the best bang for your buck.
Learn more: The Best Places to Buy Euros Australia
What is the cheapest way to buy euros
In Australia, for amounts up to $5,000 it is often cheaper to buy euros online. If you need a larger amount, it's better to go into a store in the city because there is more competition and you can negotiate in person.
The key to finding the best deal is to compare your options to buy Euros. Make sure that you compare not just the exchange rate, but the total cost of your currency including any service or delivery fees.
Here are 5 top ways currently available in Australia
- Online - If you are looking to buy some Euros in cash, you can now do it online. It's similar to buying anything else online but you will need some ID on hand. Online money changers, like S Money, have the best exchange rates. Most will either deliver it to your home or allow click and collect.
- In-store - this is one of the best ways to get your currency fast. Just locate a store near you and bring your ID. It's a good idea to call ahead to check their rates and to make sure they have enough Euros (EUR) in stock.
- Overseas - Sometimes it can actually be cheaper to buy your Euros abroad. Countries like Singapore have very competitive money changers if you are willing to go out of your way to find them.
- International money transfers - If you are sending money from Australia to Europe, using a money transfer service like Wise or OFX is a great way to convert your currency. These online services are a much cheaper option than using an Australian bank.
- Travel money cards - These cards used to have terrible exchange rates and a heaps of hidden fees. While this is still the case with most bank travel cards, there are much better options available. These include Revolut, Wise and the 28 Degrees card.
Learn more: Compare AUD to Euro exchange rate
When should you buy euros?
As a rule of thumb, if you are buying euros with Australian dollars, you want the AUD/EUR exchange rate to be as high as possible. The higher the rate, the better it is for you. It means that you will receive more euros for the same amount of Australian dollars.
Unfortunately there isn't a particular day of the week or time of the day that is the best time.
While it's impossible to pick the perfect time, you can set up a free rate tracker to keep an eye on the rate.
Also keep in mind that if you buy it online, it may take 2-4 business days to arrive so make sure you finalise your financial transaction at least a week before you are due to travel overseas.
Learn more: When is the best time to buy euros with Australian dollars?
How much euros do you need?
It’s almost impossible to calculate the right amount of money you need to take with you on a holiday to Europe. You’re talking about a continent that features 50-odd diverse countries and 25 different currencies including euros.
The amount of spending money for Europe depends on a variety of factors, including:
- Where you intend to travel
- How long your stay will be
- The style of travel you prefer
If you are confused about how much money to take to Europe for 1, 2 or 4 weeks, read our detailed review to answer all your questions.
About Euros
The official currency of Europe is the Euro. The currency sign for the Euro is €, while the code is EUR. 19 countries within European Union (EU) use the Euro, they are: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, The Netherlands, Portugal, Slovakia, Slovenia and Spain.
In Europe, it’s more common to see the symbol written after the numeral, as in 10€. The Euro is the second most traded currency on the world’s foreign exchange markets, the euro is issued by the European Central Bank.
Euro banknote denominations
Euro banknotes have 7 denominations: €5, €10, €20, €50, €100, €200 and €500.
Euro coins
The Euro has 8 coin denominations: €2, €1, 50cent, 20cent, 10cent, 5cent, 2cent and 1cent.
![Euro Banknotes The currency used in Europe is the Euro, €.](https://www.smoney.com.au/wp-content/uploads/2020/02/Euro-Banknotes-e1624855552821.png?x67167)
![Euros Banknotes Euros Banknotes consist of €5, €10, €20, €50, €100 and €200](https://www.smoney.com.au/wp-content/uploads/2021/03/Euros-Banknotes.png?x67167)
Official Currency | The Euro |
Currency Code | EUR |
Currency Symbol | € |
Banknote Denominations | €5, €10, €20, €50, €100 and €200 |
Coin Denominations | 1¢, 2¢, 5¢, 10¢, 20¢, 50¢, €1 and €2 |
In Stock | Yes |
Current Rate | 0.6017 |
Where euros are accepted
5 Everyday Things You’ll Need Euro Cash for
![Cash is preferred sign cash is preferred sign](https://www.smoney.com.au/wp-content/uploads/2023/11/Cash-is-preferred-sign.jpg?x67167)
If you are heading overseas, it's handy to carry some euro cash with you along with your debit, credit or travel card. Here are 5 common things you may need cash for:
- Tipping - Having small denominations makes it so much easier to show your appreciation.
- If your card doesn't work - If your card gets frozen by your bank while you are overseas, having some cash on hand to get you through a few days until the problem is fixed is always handy.
- Markets - One of the best local experiences is heading down to a market. A lot of vendors will have card facilities but many will only accept cash.
- Tours - A great way to see a new city is to take a tour. Some of these "Free" walking tours still rely on a cash tip at the end of the day.
- Cash only - Some shops and venues just aren't set up for cards. This could be anything from the local ice cream truck, a local bus or even a toilet!
Travel Money Tips to Get You Through Your Next Trip
Millions of travellers head to Europe each year. Sadly, many waste their money on unnecessary foreign currency conversion. So here are a few practical tips to help you get the most bang for your buck:
- Avoid the airports! Currency exchange bureaux at the airport charge epic fees. If you like a good deal – or even just a reasonable one – avoid these at all costs.
- Only carry what you need – It can be expensive to change euros back into AUDs so only take what you think you will spend. Not only this – nobody likes to tuck wads of notes into their socks and toiletries for safekeeping on longer journeys.
- Ask for a mix of denominations – It’s always hard to get rid of those pesky €100 bills, so try to get a mix of €20 and €10 notes.
- Check your exchange rate – Google and XE.com are the standard market exchange rate but you’ll notice how wildly bank and currency exchanges can vary their rates. Try to get as close to the market rate as possible.
- Look out for hidden fees – The bane of our (financial) existence, hidden fees will often make a huge difference to the cost of your holiday. Be particularly wary of hidden bank fees for overseas card usage.
- The right card makes all the difference – Having a card is convenient but it can take a hit to the bank account if you have the wrong card. Research and arm yourself with the best card for travel for big savings.
- Mix it up! Many travellers only use their credit card while some only think about cash. But the best option depends on your situation. Save the card for huge purchases such as hotels and car hire and reserve your cash for smaller wins – transport, attractions, or meals out.
![Tips and Hints to get the most US currency on your holiday or trip to the US.](https://www.smoney.com.au/wp-content/uploads/2019/12/woman-desk-illustration.png?x67167)