Founder

Justin Rampono

Justin is a financial services professional with over 20 years of experience in foreign exchange. He has worked in all levels of industry from banks to corporates to startups.

Most recently, he founded, built and sold thecurrencyshop.com.au, thecurrencyshop.co.nz and exiap.com

Qualifications

FINSIA Graduate Diploma ­ Applied, Finance and Investment 2002 - 2006 Curtin University Bachelor of Commerce (B.Com.), Accounting and Finance 1996 - 2000

Previous Experience

Founder
The Currency Shop
Helping clients save money by comparing exchange rates from foreign exchange companies and driving them better deal.

Articles written by Justin Rampono

Best Travel Money Cards for NZ

Best Travel Money Cards for New Zealand

New Zealand is one of the most visited countries by Australians and is one of our closest neighbours. It is full of pristine and breathtaking wilderness, including walks, snow-covered mountains, and majestic fjords. In New Zealand, you are likely to pay for accommodation, food, transport, and entertainment, as well as withdraw cash from ATMs with your card. We have analysed 6 of the best overseas travel cards for Australians to take to New Zealand in 2024 and summarised their best points.

Best 3 Prepaid Travel Cards for Australia in 2022

Prepaid Travel Cards

Prepaid travel cards are a popular and convenient option to include in your wallet when travelling internationally. They allow you to buy currency at a set exchange rate before you leave so you can withdraw money or make purchases overseas. They also offer a convenient and secure way to handle your money abroad, helping you avoid the pitfalls of carrying large amounts of cash or dealing with hefty foreign transaction fees on credit cards. So how do you find out quickly where to get one of these prepaid cards? To save you time, we have compared 5 prepaid cards for overseas […]

5 best debit cards for travel

Best Debit Cards for Overseas Travel

Heading abroad can be an exciting adventure, but managing your travel money while overseas can sometimes be challenging. One of the best ways to ensure you get the most out of your money is by using a travel debit card. In this guide, we’ll cover everything you need to know about the top travel debit cards in 2024, highlighting their key features, benefits, and how to choose the right one for your needs.  

The best credit cards for Travel

Best Credit Cards for Travel in 2024

Credit cards are an obvious choice for traveling due to their convenience. Choosing the right credit card for travel can significantly improve your travel experience. It provides benefits such as rewards, travel insurance, and low foreign transaction fees. In this comprehensive guide, we’ll explore the best credit cards for Australians traveling in 2024, discussing their features and benefits and how to choose the right one for your needs.  

Best Travel Money Cards

I tested the travel money cards from Commbank, ANZ, Macquarie, Wise, Revolut, and Travelex by using them overseas. Then S Money compared their exchange rates, fees and services to 10 other cards available in Australia. Choosing the right travel money card really comes downs to 3 things Making sure the card has the currency you need. The exchange rate. Card fees – particularly ATM fees and currency conversion fees. With the best travel money card in hand, you can easily make payments whilst traveling overseas. It will make paying easier for shops, restaurants, hotels, and ATMs without getting slugged with […]

Inflation, Interest Rates and the Australian Dollar: How they are all connected

  This week, the Australian dollar moved higher after recently released figures showed that inflation was on the rise. In fact, across the globe, exchange rates have been adjusting recently to higher than expected surges in inflation. But why does inflation change the value of the Australia dollar? Well, it’s because inflation and expectations of inflation have a direct influence on interest rates. Interest rates in turn, have a big impact on the value of a currency. This makes inflation, interest rates and the Australian dollar all connected. According to the Reserve Bank of Australia (RBA), inflation is:  An increase […]